Business Insurance

Protect your business assets, employees, and operations with tailored commercial coverage.

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Business Insurance coverage illustration

Key Benefits

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General liability protection against third-party claims

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Property coverage for equipment, inventory, and premises

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Workers' compensation for employee injuries

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Professional liability / errors & omissions coverage

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Business interruption income protection

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Cyber liability coverage for data breaches

What's Covered

✓General and product liability
✓Commercial property and equipment
✓Workers' compensation
✓Professional liability (E&O)
✓Business interruption / loss of income
✓Optional cyber liability and key-person coverage

Who Needs Business Insurance?

Small business owners

Retail and service businesses

Contractors and consultants

Companies with employees

Business Insurance FAQs

Requirements vary by industry and location, but workers' compensation is commonly required once you have employees. Our advisors can confirm what's legally required for your specific business.

General liability covers bodily injury and property damage claims from third parties, while professional liability (E&O) covers claims related to professional errors, negligence, or failure to deliver a service.

Yes, we offer tailored policies for home-based and remote businesses that account for the unique risks of working outside a traditional office.

Premiums are based on factors like industry, revenue, number of employees, location, and claims history. We compare multiple carriers to find competitive rates.

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